Dental Insurance

Understanding How Dental Insurance Works

Unlike medical insurance, which is typically reserved for serious illnesses and emergencies, dental insurance is designed to be used regularly. Dental insurance is intended to cover routine services like exams, cleanings, and X-rays, which are crucial for maintaining your oral health. Many patients overlook this aspect and end up underutilizing their benefits. By using your dental insurance regularly for preventive care, you can maximize your coverage and avoid unnecessary expenses.

What Does My Dental Insurance Cover?

Each dental insurance plan has its own set of terms and coverage levels, but most plans follow a similar structure. To help you better understand what to expect, here’s a general breakdown of typical coverage:

• Preventive services: Most dental insurance plans cover nearly or up to 100% of the cost of preventive services. This often includes routine exams, cleanings, and X-rays, all of which are essential for maintaining oral health and preventing future issues.
• Minor restorative services: These services are usually 70% to 80% covered. This category typically includes treatments such as dental fillings and root canal therapy, which address common dental problems.
• Major restorative services: Coverage for major restorative services is generally up to 50%. This includes more extensive treatments such as crowns, bridges, and dentures, which are necessary for significant dental repairs or replacements.

Our In-Network Dental Insurance Providers

As an in-network provider for several PPO dental plans, we offer significant savings compared to out-of-network providers. Being in-network allows us to negotiate better rates with insurance companies, which translates to lower costs for you. However, even if you have an out-of-network plan, we strive to provide exceptional value for our services without compromising quality.

We are in-network with many major PPO dental insurance plans, including:

• Delta Dental Premier
• Cigna Total DPPO
• UPMC Dental Advantage PPO
• United Concordia - Elite Plus

If you’re unsure whether we are in-network with your specific insurance plan, please contact our friendly team. We’re here to assist you with any questions you may have and ensure you get the most out of your dental benefits.